Microsoft Copilot in Excel vs ChatGPT (Data Analysis): which is better?

Microsoft Copilot in Excel rates higher overall (8.8/10) in our analysis, but the right choice depends on your tier and budget.

Microsoft Copilot in Excel vs ChatGPT (Data Analysis)

A side-by-side comparison of two AI tools on pricing, fit, and capability.

Microsoft Copilot in Excel

Native AI Assistant

ChatGPT (Data Analysis)

AI Analyst

8.8/10	Rating	8.7/10
formula-assistants	Tier	data-analysis
Native AI Assistant	Category	AI Analyst
M365 Copilot ~$30/user/mo	Starting price	Free tier; Plus ~$20/mo
Per-seat add-on	Pricing model	Subscription
Cloud + Desktop	Deployment	Cloud SaaS
No	Self-serve	Yes
Teams already on Microsoft 365 who want AI without leaving Excel	Best for	Ad-hoc analysis, cleaning and charting of uploaded Excel/CSV files

Explore Copilot Explore ChatGPT

Our verdict

On balance, Microsoft Copilot in Excel edges ahead at 8.8/10 — but if your budget, tier, or existing stack favors the other, it can be the better fit. Read both full reviews.